The Cost of Common Childhood Accidents
Accident Insurance
Accidents happen, even if you don’t have a super active kid!
Young people, especially children, tend to get hurt.
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Playground fun, gym class, and youth sports can lead to all kinds of childhood injuries. Falls from playground structures, going down the slide at the wrong angle or speed, and impact injuries with other children could all result in broken bones, sprains, and dislocations. Participation on football, soccer, or gymnastics teams could lead to concussions, torn muscles and even damaged ligaments. The necessary Emergency Room or Urgent Care visits for these injuries can quickly add up.
Depending on the afflicted area, x-rays for broken bones or sprains often cost a few hundred dollars without insurance, and fixing said broken bone could cost over $10,000.2 The average cost for a high school football player’s concussion and post-concussion care is $800.3 These are injuries that absolutely need immediate care. You might need to dip into your savings to cover them (plus Emergency Room costs and potential ambulance bills), what other choice do you have?
Accident insurance can help. It pays cash benefits for covered accidents to help cover medical and non-medical expenses. You can use your cash benefit however you wish, no questions asked.
So if your children are ready to start a springtime sport, or are known for tearing through the playground like there’s no tomorrow, then you might want to consider Accident insurance so they, and your wallet, help stay protected and care free.
Learn more about Accident insurance and Enroll Online.
1Dr. Douglas Mangan. Majority of Youth Sports Injuries can be Prevented, Here’s How to Keep Kids Safe. September 5, 2018. https://www.usatoday.com/story/life/allthemoms/2018/09/05/majority-youth-sports-injuries-can-prevented-heres-how/1139104002/
2How Much Does a Broken Bone Cost Without Insurance in 2021?, Aug 23, 2022 https://www.talktomira.com/post/how-much-does-a-broken- bone-cost-without-insurance/.
3Yengo-Kahn AM, Kelly PD, Liles DC, McKeithan LJ, Grisham CJ, Khan MS, Lee T, Kuhn AW, Bonfield CM, Zuckerman SL. The Cost of a Single Concussion in American High School Football: A Retrospective Cohort Study. October 2020. https://www.sportsmedres.org/concussions-cost-players-more-than-time-off-the-field/
The products issued by The Prudential Insurance Company of America may not be available in all states.
Not for residents of New Mexico
Not for use in New Mexico
Group Accident Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ 1067418-00001-00
